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Finance options

Welcome to Spirit Ford Finance department


Susie Thornton Business ManagerHere at Spirit Ford, we are committed to providing affordable finance for your forthcoming vehicle purchase. Whether you are purchasing a family car or a commercial vehicle we can tailor a wide range of products to suit you and make it a hassle-free process.

In conjunction with many of Ireland's leading banks and finance companies we offer a wide range of finance and insurance products. Our fully qualified Business Manager, Susie Thornton, can advise on all finance products including hire purchase and personal contract plans. Some of the current offers include Ford Options, Swappage, new and used Personal Contract Plan(PCP) options with low interest options.

You can purchase your car and finance all in one place with finance packages that are fully transparent and easy to understand.

All information supplied will be treated in the strictest of confidence.

Benefits for you on a Personal Contract Plan include:

  • Lower Monthly repayments
  • Low upfront Deposit, from 10%
  • Upgrade to a higher specification car
  • Guaranteed the Future value of your car


Ford Options gives you the opportunity to drive a new Ford more often. Now available on a 2 Year cycle and 3 year cycle plan.

Ford Options is available on selected Ford Fiesta, Ford B-MAX, Ford EcoSport, Ford C-MAX, Ford Focus, Ford New Kuga, and Ford Mondeo models.

To find out more information please contact our finance department.
Alternatively, you can book an appointment and visit us at our showroom in Sandyford, Dublin.


Ford Credit Options


Ford Credit is one of Ireland's largest and most established automotive finance companies. This means you can benefit from their size and expertise with a range of finance plans to help you purchase your next car. Plus there's no need for a separate trip to the bank. We will help you choose your new Ford and arrange the finance plan that's right for you.

Contact Our Finance DepartmentBook Appointment


The Benefits of Ford Options

  • Replace your Ford more often

    Giving you the best of safety, performance, design and economy every time you change your car

  • Reduce your risk

    Your Guaranteed Minimum Future Value (GMFV) protects you against unexpected falls in used car prices

  • Flexibility

    At the end of the agreement you can Renew, Return or Retain your Ford

  • Peace of mind

    You choose a deposit between 10 % - 30% of the Retail Price / On the Road Price, agree a monthly repayment that suits you and drive away with the added peace of mind of knowing your vehicle's Guaranteed Minimum Future Value.


Choose from three options at the end of your agreement

  • Option 1 | Renew your Ford

    With Ford Options, you can enjoy all of the benefits of a new car, more often. If you would like to renew your Ford you can trade it in at your Ford Dealer or sell it privately once you have settled your agreement with Ford Credit. Any excess value over the GMFV can be used as a deposit towards your new Ford.

  • Option 2 | Return your Ford

    Your pre-agreed GMFV gives you protection against any unexpected fall in used car prices. If you would like to return your car, your Ford Dealer will complete a vehicle appraisal. As long as your car meets our fair wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet our fair wear and tear standards.

  • Option 3 | Retain your Ford

    Ford Options also gives you the flexibility to own the car at the end of the agreement. All you need to do is arrange payment of the GMFV, which was deducted at the start of your agreement.


We'll contact you before the end of your Ford Options agreement to make sure you have plenty of time to decide which option is right for you.

With Ford Options, you're in complete control, with the flexibility to renew your Ford at the end of your agreement. Your Ford Dealer will assist you with the process, including settlement of your outstanding balance on your behalf. Please remember, however, that the responsibility of settling the financial balance remains yours.

Getting a finance quote for your Ford is easy, just contact us today.

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